Children’s Education Savings Rate Calculator

The Children’s Education Savings Rate Calculator helps parents and guardians project, plan, and pace their college or education fund. Enter your goal amount, child’s current and target ages, current savings, planned yearly contributions, and expected rate of return. Instantly see your projected fund at college age and how much you need to save per year and per month to make it happen. If you’re not on track, the calculator suggests the exact amount needed.

Target for tuition/college costs.
Your child’s age now.
When money will be needed for college, etc.
How much you’ve already set aside.
How much you’ll add each year.
APY or investment growth rate.
Projected Fund at Target Age
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Monthly Savings Rate
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Current or needed
Yearly Savings Rate
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Plan and pace your college fund for any child’s future—the earlier you start, the easier it gets!

Education is one of the most important, and expensive, investments we make for our children. The sooner you start planning and saving, the lighter the load will be when it’s time to pay tuition or fees.

With this calculator, you can:

  • Project how much your current savings plan will grow by the time you need it
  • Adjust contributions and see exactly what’s needed to fully fund your goal by your child’s target age
  • Instantly view how much to put aside yearly or monthly for any timeline

No more guesswork, no more last-minute scrambling. Get peace of mind knowing exactly where you stand, and how small monthly increases can make a huge difference. Start today and help your kids reach for a brighter future!